Welcome to the NewsRoom at permachat.co.uk, the UK's premier online current affairs forum!

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Current host: Chris2

Current topic: The Pensions Commission report says workers will have to pay more tax, save more, retire later or suffer a poor old age. How will you plan for your retire-ment? Our financial expert DrMoney is here to help.

LadeezMan: how much do you have 2 put in

DrMoney: it's up to you - but £20 a time is the minimum

Bronco: do u stick it in her bra or wot

DrMoney: or pants, or some wear a special garter, depends on the place

Chris2 has entered the NewsRoom

Host_Chris2: sorry! I got an email saying there was a package for me in reception, but no one knew anything about it.

LadeezMan: so r u allowed to touch

DrMoney: the principle?

LadeezMan: yeah

DrMoney: no you get kicked out

Host_Chris2: what are we talking about

DrMoney: of the defined benefit scheme

LadeezMan: I see

Host_Chris2: it's great to see you taking an interest in your pension LadeezMan

Bronco: DrM what abt extra services

DrMoney: by special arrangement only. Depends on the employer.

Host_Chris2: You could also consult an independent financial adviser

Bronco: LadeezMan has u ever been to 1

LadeezMan: going next week as part of a stag weekend

Host_Chris2: really? How very responsible

Bronco: where

LadeezMan: cardiff

Host_Chris2: wouldn't the legal requirements differ in Wales, DrMoney?

DrMoney: I can email you a list of cool places

LadeezMan: nice 1

Bronco: DrM I hav a v v v important question

Host_Chris2: financial planning - the new rock & roll?

LadeezMan: hang on a tic

DrMoney: OK

Host_Chris2: sorry, just got an email about ANOTHER package! brb!

Chris2 has left the NewsRoom

Bronco: how did u get his email

LadeezMan: just geussed it: chris2@permachat.co.uk

DrMoney: what was the question?

Pashmina has entered the NewsRoom

Pashmina: hi room

Bronco: wot if the man gets exited?

Pashmina: i'll come in again shall i

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